Jonathan Olvera

704 N College Street

McKinney, TX
$ 709,000 Beds 4 Baths 2 Sq 2,101 Virtual Tour
Monthly Estimate* How much can I afford?

Seller is offering a $12,000 buyer rate buydown, plus an additional $2,000 lender credit when using the preferred lender, for a total potential buyer incentive of $14,000. Contact listing agents for preferred lender details and additional information. HISTORIC McKINNEY-A rare opportunity in the heart of McKinney’s Historic District! This charming 1925 cottage sits on a heavily treed corner lot and offers the perfect blend of historic character, thoughtful updates, and exceptional indoor-outdoor living. Beautiful hardwood floors and French doors flow throughout the home, which features a flexible floor plan with three bedrooms downstairs, two living areas, and a formal dining room perfect for entertaining. Upstairs, the oversized primary suite provides a private retreat with a spacious walk-in closet. The kitchen and bathrooms have been tastefully updated, while major improvements include Hardie board siding, newer single-hung windows, and a premium Presidential-style 50-year roof that is approximately nine years old. The outdoor spaces are truly special. A large deck off the kitchen overlooks a pergola with a daybed, grilling area, gardener’s table, shrub maze, outdoor living spaces, and an impressive 50’ x 50’ stone fire pit area. The spacious backyard and side yards provide plenty of room for entertaining, gardening, or simply relaxing beneath the mature trees. Additional features include a storage shed, side-yard carport, multiple parking areas, and an EV charger. Full of charm, character, and thoughtful updates, this unique home offers flexible living spaces and incredible outdoor amenities in one of McKinney’s most beloved historic neighborhoods. SHOWINGS WILL START Sunday, August 2nd. Please allow a 2 hour showing notice.

Active

  • Price
  • $ 709,000
  • City
  • McKinney
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.27 Acres
  • Zip
  • 75069
  • Sqr Footage
  • 2,101
  • Year Built
  • 1925
  • Taxes
  • $ 11757
  • Style
  • Traditional
  • MLS#
  • 21325922
Listed By: Fathom Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Fireplace(s),Natural Gas
Cooling Central Air
Utilities City Sewer,City Water
Possession Negotiable,Upon Completion
Roof Composition,Wood
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Gas Water Heater
School District McKinney ISD
Exclusions Curtain drapes,ring camera,and refrigerator,washer and dryer.
Year Built 1925
Architectural Style Traditional
Levels Two
Unexempt Taxes 11757
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Mckinney Outlots
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 2
County Collin
Property Type Residential
Security Features Smoke Detector(s)
Construction Materials Brick,Siding
Year Built Details Preowned
Accessory Unit Y/N No
HOA Type None
Full Baths 2
Status Active
Directions From 75 N,Exit W. Louisiana St. head West to North College St.,then turn north or left,and the property is on the right at the corner of Board and College.
City McKinney
Elementary School Name Caldwell
High School Mckinney Boyd
Elementary School Caldwell
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21325922
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Decorative Lighting,High Speed Internet Available,Wainscoting
Flooring Tile,Wood
Fireplace Features Living Room
Fireplaces Total 1
Dining Areas 1
Living Areas 2
Room Count 11
Lock Box Type Blue BT LE
Total Bedrooms 4
Total Baths 2
Laundry Features Full Size W/D Area,Dryer Hookup,Washer Hookup,Other

Exterior Features

Exterior Features Fire Pit,Rain Gutters
Lot Features Corner Lot,Few Trees,Landscaped
Vegetation Grassed
Fencing Back Yard,Wood
Soil Type Unknown
Other Structures Shed(s)
Parking Features Additional Parking,Carport,Detached Carport,On Site
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Pillar/Post/Pier
Lot Size Area 0.2700
Lot Size Units Acres
Structural Style Historical/Conservation Dist.,Single Detached
Lot Size Square Feet 11761.2000
Lot Size Acres 0.2700
Patio And Porch Features Deck

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Caldwell Elementary School
Middle School Unknown Middle School
High School

Price History

8/1/2026 Listed $709,000

Property vs Zip Code Average in 75069

Price
AVG $750K
$710K
Taxes
AVG $9,832
$11,757
Year Built
AVG 1990
1925
Visits
AVG 178
78
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

704 N College Street McKinney, TX is a Single Family Home for sale at $709000 with 2101 sqft and a lot size of 0.27 Acres Acre(s). 704 N College Street McKinney has 4 bedrooms, 2 baths and was built in 1925. The property's zip code is 75069 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jonathan Olvera

Jonathan Olvera

254-723-5663

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