Jonathan Olvera

503 Smith Street

McKinney, TX
$ 429,900 Beds 4 Baths 3 Sq 2,004 Virtual Tour
Monthly Estimate* How much can I afford?

MOTIVATED SELLER – PRICE REDUCED. Just steps from Historic Downtown McKinney Square, 503 Smith offers a rare opportunity to own a fully renovated 1950s home with residential and commercial zoning: perfect for a walkable lifestyle and a flexible live-work setup. Taken down to the studs and thoughtfully rebuilt, this property blends original character with modern updates. The open-concept floor plan features cedar beams and a spacious living area filled with natural light. The kitchen includes stainless steel appliances, gas range, oversized island with seating, walk-in pantry, built-in desk or coffee bar, and updated finishes. The home offers 4 bedrooms and 3 full bathrooms, including two primary suites, providing versatile options for multi-generational living, guests, or dedicated workspace. Situated on a versatile lot with no HOA, this move-in ready property is conveniently located within walking distance to shopping, dining, and community events. Schedule a showing to explore the possibilities 503 Smith offers.

Active

  • Price
  • $ 429,900
  • City
  • McKinney
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • COLLIN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 75069
  • Sqr Footage
  • 2,004
  • Year Built
  • 1950
  • Taxes
  • $ 2734
  • Style
  • A-Frame
  • MLS#
  • 21239318
Listed By: EXP REALTY
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas,Space Heater
Cooling Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)
Utilities All Weather Road,City Sewer,City Water,Electricity Available,Individual Gas Meter,Individual Water Meter,Natural Gas Available,Overhead Utilities,Sewer Available,Sidewalk
Possession Negotiable
Roof Composition
Appliances Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Plumbed For Gas in Kitchen,Tankless Water Heater
Easements Utilities
School District McKinney ISD
Year Built 1950
Architectural Style A-Frame
Levels One
Unexempt Taxes 2734
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Mckinney Outlots
Transaction Type For Sale
Occupant Type Vacant
County Collin
Property Type Residential
Construction Materials Board & Batten Siding,Siding
Year Built Details Preowned
Accessory Unit Y/N No
HOA Type None
Full Baths 3
Status Active
Directions GPS
City McKinney
Elementary School Name Caldwell
High School Mckinney Boyd
Elementary School Caldwell
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21239318
Standard Status Active
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Features Cathedral Ceiling(s),Decorative Lighting,Eat-in Kitchen,High Speed Internet Available,In-Law Suite Floorplan,Kitchen Island,Open Floorplan,Other,Pantry,Vaulted Ceiling(s),Second Primary Bedroom
Dining Areas 1
Living Areas 1
Room Count 11
Lock Box Type Blue BT LE
Total Bedrooms 4
Total Baths 3

Exterior Features

Exterior Features Covered Patio/Porch
Lot Features Interior Lot,Irregular Lot,Landscaped
Fencing Back Yard,Chain Link
Soil Type Unknown
Other Structures Greenhouse,Other
Parking Features Concrete,Driveway
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Pillar/Post/Pier
Lot Size Area 0.2500
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 10890.0000
Lot Size Acres 0.2500

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Caldwell Elementary School
Middle School Unknown Middle School
High School

Price History

4/14/2026 Listed $439,900
6/30/2026 3% - $429,900

Property vs Zip Code Average in 75069

Price
AVG $750K
$430K
Taxes
AVG $9,832
$2,734
Year Built
AVG 1990
1950
Visits
AVG 178
375
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

503 Smith Street McKinney, TX is a Single Family Home for sale at $429900 with 2004 sqft and a lot size of 0.25 Acres Acre(s). 503 Smith Street McKinney has 4 bedrooms, 3 baths and was built in 1950. The property's zip code is 75069 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jonathan Olvera

Jonathan Olvera

254-723-5663

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