638 Oak Lane

Cottonwood Shores, TX
$ 325,000 Beds 3 Baths 2 Sq 1,592 Virtual Tour
Monthly Estimate* How much can I afford?

Absolutely gorgeous home in Cottonwood Shores offering 3 bedrooms, 2 baths, and a 2-car garage with quality craftsmanship and thoughtful upgrades throughout! Beautiful curb appeal welcomes you with professional landscaping, mature trees, an automatic sprinkler system, and easy-maintenance outdoor spaces. Inside, you'll find an open-concept great room and spacious family kitchen featuring luxury vinyl plank flooring, high ceilings, granite countertops, and custom light fixtures. The private primary suite boasts a large walk-in tile shower and an impressive custom closet with abundant built-ins and storage. The secondary bedrooms are connected by a functional Jack-and-Jill bath with separate vanities and a tiled tub/shower combination. Enjoy outdoor living on the oversized covered back patio overlooking the fully fenced backyard with a wood privacy fence. Built with quality 2x6 construction, spray foam insulation, upgraded Cat 5 smart home wiring, and exceptional attention to detail, this home offers outstanding value. Conveniently located just minutes from Marble Falls and Horseshoe Bay, the community offers access to Lake Marble Falls, a playground, and splash pad.

Single Family

  • Price
  • $ 325,000
  • City
  • Cottonwood Shores
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Other
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1148 Acres
  • Zip
  • 78657
  • Sqr Footage
  • 1,592
  • Year Built
  • 2022
  • Style
  • MLS#
  • 621479
Listed By: RE/MAX Marble Falls
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/3/2026 Listed $325,000

Property vs Zip Code Average in 78657

Price
AVG $1.62M
$330K
Year Built
AVG 2009
2022

Areas That We Cover

638 Oak Lane Cottonwood Shores, TX is a Single Family Home for sale at $325000 with 1592 sqft and a lot size of 0.1148 Acres Acre(s). 638 Oak Lane Cottonwood Shores has 3 bedrooms, 2 baths and was built in 2022. The property's zip code is 78657 which is in Cottonwood Shores, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.